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Payday Loan Software

Payday loan software built for short-term, high-volume loan servicing. Nortridge helps lenders manage repayment schedules, fees, collections, and reporting with configurable workflows designed to support fast-moving payday loan portfolios.

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Close-up of the hand of a loan servicer calculating payday loan terms

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Payday Loan Software for Fast, Compliant Lending

Configurable tools to service high-volume payday loans with precision, consistency, and clear operational control.

High-Volume Loan Processing

Service large volumes of short-term loans efficiently using batch processing, loan templates, and automated statements. Nortridge supports rapid loan setup and consistent servicing workflows without sacrificing accuracy or audit visibility.

Automated Repayment Workflows

Manage frequent repayment cycles with automated ACH, card, cash, and check processing. Configure payment rules for partial payments, retries, NSF handling, and suspense balances to reduce manual intervention.

Configurable Fees & Compliance

Apply origination fees, late fees, NSF fees, and other short-term lending charges using configurable loan rules. Fee assessments, timing, and posting behavior can be aligned to product structure and operational requirements.

Why Nortridge for Payday Loan Management

Nortridge supports the full servicing lifecycle of payday loans, from repayment processing to collections and reporting. With configurable workflows, detailed audit trails, and scalable infrastructure, lenders maintain control across fast-paced portfolios while keeping teams organized and data accessible.

Get Paid Faster With Automated Repayments

Payday lending depends on precise, on-time repayment. Nortridge Loan System automates borrower payments across ACH, card, and check, with support for partial payments, retries, and returned transactions. Reduce manual processing, enhance repayment success, and maintain accurate records across all short-term loans.

Loan Payment Processing

Stay Ahead of Delinquencies and Collections

Missed payments can quickly impact profitability. Nortridge gives payday lenders structured tools to track past-due accounts, manage payment arrangements, and document collection activity in one place. Keep teams aligned, reduce risk, and apply consistent collection practices across high-volume portfolios.

Loan Collections Software

See Portfolio Performance in Real Time

Payday lenders need constant visibility into loan activity, fees, and repayment trends. Nortridge’s reporting tools surface key metrics across your portfolio so you can monitor exposure, identify issues early, and support operational decision-making with confidence.

Loan Reporting Software

Frequently Asked Questions

Get answers to common questions about automating your loan management processes.

What is payday loan software?
Payday loan software is used to service short-term, high-volume loans by managing repayments, fees, delinquencies, and reporting. Nortridge focuses on the servicing side of payday lending, helping lenders maintain accurate records and consistent workflows.
Can payday loan software handle high loan volume?
Yes. Nortridge is designed to support large volumes of short-term loans using batch processing, automated payments, and scalable infrastructure that keeps servicing efficient as portfolios grow.
How does payday loan software support repayment and collections?
Nortridge automates payment processing, tracks returned payments, and provides integrated collections tools to manage past-due accounts, promises to pay, and borrower communication in one system.
Can payday loan software support state-specific rules and fee limits?
Nortridge allows lenders to configure loan products, fees, and workflows by portfolio or product type. This flexibility enables teams to align their servicing behavior with internal policies and operational requirements.
Is payday loan software only for online lenders?
No. Nortridge supports both online and storefront payday lenders by servicing loans across digital and in-person payment channels, including ACH, card, cash, and check.

Our Latest Testimonials

Read the latest from lenders and loan servicers using Nortridge to power their lending operations

There is no other solution that brings the out-of-the-box functionality as well as securing future growth with an extensible platform that is evolving and growing to meet future challenges and opportunities.

Allan Hill

Avid Financial

Flexibility with customizations and making the software fit your business needs. Nortridge Support Staff are always knowledgeable and timely with responses.

Carolyn Smith

Credit Central

Software includes a lot of functionality which, if we can use effectively, makes it replace the need for multiple software programs.

Deborah Templeu2028

Communities Unlimited