Loan Originations
Part of what separates lenders is their ability to translate business experience into credit decisioning logic. Use Nortridge to create a fully customized loan origination engine. With no per-loan costs and full control.
Online Lenders
Captive Lenders
Branch-based Lenders
Marketplace Lenders
Plug-in your credit scoring engine
Need a loan management platform that takes your risk scoring engine and takes care of everything else? You’ve found it.
Pull credit data
Get credit profiles from prospective borrowers from all 3 credit bureaus (natively) and alternative data sources (via API).
Direct database access
Access current borrower information with detailed loan statistics to expand your machine-learning data set in real-time.
Robust API
Extensive API with XML import and VBscripting allow you to tightly integrate your loan origination and loan servicing.
Workflows and rules engine
A workflows and rules engine allow you to configure the loan origination process to your exact specifications.
Create a modern loan origination workflow
Create all of the origination features of a modern lender: auto-decisioning, online application, automatically generate loan documents, smart disbursement, etc.
Borrowers apply anywhere
The same system that lets you build an online application allows you to originate in branches or as an indirect lender.
Set stipulation requirements
Create origination rules that your loan officers, online application system, branches adhere to.
Auto decisioning
Create a loan origination system that gives a response of approval or denial in seconds based on business rules.
Document generation
Generate and store approval letters, legal disclaimers, etc. made in the origiantion process natively in NLS.
Everything is custom
Build a loan origination platform to meet your exact business needs. All while leveraging the Nortridge Loan System to service loans, collection and meet regulatory compliance.
No per-loan costs
Our model allows us to charge per user, not per loan or borrower.
Best way to learn about our originations features and the type of originations engine you can create with our loan management software is through a tailored demostration.