Loan Payment Processing

Nortridge’s loan payment processing solution helps loan servicers automate payments, reduce manual work, and control how funds are applied across ACH, card, and cash-based transactions.ctionable insights with Nortridge’s robust reporting tools and insight dashboards.

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Why Use Nortridge for Loan Payment Processing

Nortridge gives lenders complete control over how payments are collected, applied, and automated. With flexible rules and broad payment method support, servicers can streamline operations without giving up precision.

Automated Payment Workflows

Use configurable rules to automate late fees, refunds, short payments, and more, all without manual intervention.

Multiple Payment Methods

Accept ACH, debit and credit cards, PayNearMe, MoneyGram, Western Union, and other channels, all managed from one system.

Custom Payment Waterfalls

Define exactly how funds are applied across interest, principal, fees, and escrow, per loan or per payment.

Built-In Error Handling

Easily reverse payments, skip or defer billing periods, and manage exceptions like NSF returns or suspense accounts.

Accept Payments Your Way

Nortridge supports a wide range of payment methods so lenders can meet borrowers where they are without compromising control. From automated ACH to in-person cash payments, every transaction is captured, validated, and applied according to your rules.

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Person confirming digital loan payment on smartphone, representing Nortridge automated loan payment processing solution. AI-generated.

What You Get with Nortridge Loan Payment Solution

✔ Accept ACH, cards, and cash-based payments

✔ Automate late fees, refunds, and short payments

✔ Configure custom payment waterfalls

✔ Reverse, skip, or defer payments with ease

✔ Integrate with third-party processors and tools

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Frequently Asked Questions

Quick answers to common questions about Nortridge’s software for loan payment processing

What types of payments does Nortridge support?

Nortridge supports ACH, debit and credit cards, PayNearMe, MoneyGram, Western Union, Quick Collect, and more, giving borrowers flexible payment options across channels.

Can I control how payments are applied to loans?

Yes. Nortridge allows you to customize payment waterfalls, deciding how funds are applied across principal, interest, fees, escrow, and other loan buckets.

Does Nortridge support automated late fees and payment rules?

Yes. You can configure late fee schedules, automate refund handling, apply NSF charges, and use rules to manage short or partial payments.

Can I reverse or defer a payment?

Absolutely. Nortridge supports payment reversals, deferments, skip payments, and suspense account routing, all without disrupting your accounting workflows.

Why Loan Servicers Choose Nortridge

Lenders and loan servicers trust Nortridge for its powerful, fully configurable loan management software. Our platform supports a wide range of loan types and offers advanced tools for automation, compliance, borrower communication, and performance reporting.

Whether you’re managing consumer loans, commercial lending, or specialty finance, Nortridge adapts to your exact needs, not the other way around. With 40+ years of experience and over $750 billion in active loans managed, we provide the reliability and expertise you need.

Our loan manager software delivers end-to-end lifecycle management with configurable workflows, seamless integration capabilities and comprehensive reporting tools that support your growth.

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