Nortridge Software Blog

This is what Einstein would have called “A Thought Experiment.” In figuring out relativity, Einstein would imagine a premise, usually involving trains moving….

A long time ago (in a galaxy far, far away) I wrote a blog entitled “How Much Did Han Solo Owe?” From various….

Rather than scratch the surface that has been scratched so many times, I’m going to get down into the weeds and talk about….

Have you seen any of those gold mining programs on television lately? It seems everyone has gold fever, and gold mining has become….

The word around Wall Street and Silicon Valley is machine learning is going to revolutionize every industry – including financial services. That is,….

In a previous blog, I detailed out the Reg Z method for determining APR from a payment stream. In another previous blog, I….

Loan servicing with custom amortizations can be challenging, especially when dealing with multiple payment periods and varying interest rates. However, with the help….

Credit cards are awesome. I have a queue of credit card applications like an online-shopper has a wish list. But it wasn’t always….

Making predictions in the ever-changing lending and financial markets is indeed speculative at best, but it’s worthwhile to see what various experts and….

Lenders should keep an eye on Goldman Sachs and its soon-to-be-launched online lending products. Last year, news broke that Goldman was fighting against….

Photo by Nathan Rupert via Flickr Somewhere around the year 2268, the USS Enterprise found a planet with a human civilization, which had….

As an industry, we may be misconstruing lending regulations. Regulations have been the focus of conferences, industry news feeds, and blog posts. While….

As we close out another calendar year, a time-honored holiday tradition is the writing of either a top ten list from the year….

Preface: What is the Blue Ocean Strategy? The blue ocean vs. red ocean is an analogy used in the book The Blue Ocean….

Before I was product manager, I used to do scripting for my clients, and often some of our sales reps would throw something….

Photo Credit: Benson Kua via Flickr I know that I said at the end of Part 3 that we would see how computers….

Software won’t make auto lenders compliant, but it should provide the necessary tools to do so. Just a few months ago, the CFPB….

Photo Credit: Benson Kua via Flickr Even before the Empire fell (we’re talking about the Roman Empire here), the lending industry was dealt….

We know banks and traditional lenders are being disrupted by the rise of financial technology innovations. But how about an online lender vs…..

Photo Credit: Benson Kua via Flickr If you haven’t read our five-part series on the history of money, now would be a good….

I have something to confess. I like to look at and critique lender’s websites. Some are really good. But many make the financial….

If you haven’t read our five-part series on the history of money, now would be a good time to check it out. Now,….

Shopping for new loan servicing software can be a daunting task. Sometimes it’s difficult to know where to begin. This list of seven….

In Part 4 of our series on the History of Money, we saw how money evolved in England and in the British Empire…..