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Photo by Nathan Rupert via Flickr Somewhere around the year 2268, the USS Enterprise found a planet with a human civilization, which had….

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June 2016

As an industry, we may be misconstruing lending regulations. Regulations have been the focus of conferences, industry news feeds, and blog posts. While….

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April 2016

As we close out another calendar year, a time-honored holiday tradition is the writing of either a top ten list from the year….

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December 2015

Preface: What is the Blue Ocean Strategy? The blue ocean vs. red ocean is an analogy used in the book The Blue Ocean….

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November 2015

Before I was product manager, I used to do scripting for my clients, and often some of our sales reps would throw something….

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October 2015

Photo Credit: Benson Kua via Flickr I know that I said at the end of Part 3 that we would see how computers….

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September 2015

Software won’t make auto lenders compliant, but it should provide the necessary tools to do so. Just a few months ago, the CFPB….

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August 2015

Photo Credit: Benson Kua via Flickr Even before the Empire fell (we’re talking about the Roman Empire here), the lending industry was dealt….

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August 2015

We know banks and traditional lenders are being disrupted by the rise of financial technology innovations. But how about an online lender vs…..

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June 2015

Photo Credit: Benson Kua via Flickr If you haven’t read our five-part series on the history of money, now would be a good….

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June 2015

I have something to confess. I like to look at and critique lender’s websites. Some are really good. But many make the financial….

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May 2015

If you haven’t read our five-part series on the history of money, now would be a good time to check it out. Now,….

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May 2015

Shopping for new loan servicing software can be a daunting task. Sometimes it’s difficult to know where to begin. This list of seven….

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April 2015

In Part 4 of our series on the History of Money, we saw how money evolved in England and in the British Empire…..

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April 2015

Lately, I have been asked several times why we hash some of our data and why we salt the hashes. We’re not talking….

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March 2015

A Caesars’ Palace greeter in his Centurion costume walks into a Hostess Bake Shop. The clerk says, “May I help you?” The greeter….

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March 2015

According to the Center for Responsible Lending, since the payday lending industry started in the 1990s, it has established more than 22,000 locations….

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February 2015

Roman legends date the founding of the city to around 750 BC. This is earlier than the invention of coins by the Lydians….

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February 2015

Lnet’s plan to have a successful year in 2015. Unlike the recovery phase of the last five years, 2015 has started with a….

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January 2015

There are a number of lending trends to watch. We present several here that we saw in 2014 and expect to carry on….

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January 2015

There’s no doubt about it. You want to do some solid research before hitching your wagon to service providers, including (but not limited….

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November 2014

Early human communities hunted and gathered food together, and they tended to share their produce. The only personal property would be something that….

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October 2014

What if you are thinking of purchasing an airplane, and you don’t have enough cash on hand? You would ask yourself just how….

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October 2014

In the centuries following the Trojan War (approximately 1200 BC), the Bronze age cities of Greece formed complex trade-based economies. The currency was,….

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September 2014

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