Data – The New Moat for Lenders
June 8, 2017
The word around Wall Street and Silicon Valley is machine learning is going to revolutionize every industry – including financial…
Blog
Game-changing strategies, insider insights, and powerful solutions for growing your lending business.
What is the Effect of Beginning or End of Day Accrual on APR?
April 17, 2017
In a previous blog, I detailed out the Reg Z method for determining APR from a payment stream. In another…
Calculating APR (Part 1)
March 30, 2017
Loan servicing with custom amortizations can be challenging, especially when dealing with multiple payment periods and varying interest rates. However,…
How to Make Credit Cards Work For You
January 23, 2017
Credit cards are awesome. I have a queue of credit card applications like an online-shopper has a wish list. But…
Trends to Watch in 2017
January 20, 2017
Making predictions in the ever-changing lending and financial markets is indeed speculative at best, but it’s worthwhile to see what…
The Giants Awaken
September 1, 2016
Lenders should keep an eye on Goldman Sachs and its soon-to-be-launched online lending products. Last year, news broke that Goldman…
What Do Star Trek, The Roman Age, and Lending Have in Common?
June 30, 2016
Photo by Nathan Rupert via Flickr Somewhere around the year 2268, the USS Enterprise found a planet with a human…
Should we be so Focused on Lending Regulations?
April 29, 2016
As an industry, we may be misconstruing lending regulations. Regulations have been the focus of conferences, industry news feeds, and…
Lending Technology Trends and Forecast for 2014
December 11, 2015
As we close out another calendar year, a time-honored holiday tradition is the writing of either a top ten list…