Keys to a Successful Nortridge Loan System Implementation
Rather than scratch the surface that has been scratched so many times, I’m going to get down into the weeds…
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Turning Data to Gold
Have you seen any of those gold mining programs on television lately? It seems everyone has gold fever, and gold…
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Data – The New Moat for Lenders
The word around Wall Street and Silicon Valley is machine learning is going to revolutionize every industry – including financial…
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What is the Effect of Beginning or End of Day Accrual on APR?
In a previous blog, I detailed out the Reg Z method for determining APR from a payment stream. In another…
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Calculating APR (Part 1)
Loan servicing with custom amortizations can be challenging, especially when dealing with multiple payment periods and varying interest rates. However,…
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How to Make Credit Cards Work For You
Credit cards are awesome. I have a queue of credit card applications like an online-shopper has a wish list. But…
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Trends to Watch in 2017
Making predictions in the ever-changing lending and financial markets is indeed speculative at best, but it’s worthwhile to see what…
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The Giants Awaken
Lenders should keep an eye on Goldman Sachs and its soon-to-be-launched online lending products. Last year, news broke that Goldman…
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What Do Star Trek, The Roman Age, and Lending Have in Common?
Photo by Nathan Rupert via Flickr Somewhere around the year 2268, the USS Enterprise found a planet with a human…
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