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ConsumerFi Podcast: How to Utilize Expanded FCRA Data in Lending Decisions with Experian’s David Elmore

August 26, 2021

Episode 37


Joel is joined by David Elmore, a Data Solutions Consultant with Experian’s Clarity Services, to discuss the emerging trend of utilizing expanded FCRA data in lending decisions, including how early adopters created an alternative data reporting system, why not all ‘550 FICO Scores’ are created equal and why alternative data collection is a best used as a supplement to traditional scores and not a full on replacement.

Reach out to David for more info: david.elmore[at]

You can meet Joel in person at the National Automotive Finance Association’s 25th Annual Non-Prime Auto Financing Conference this August 30 – September 1, 2021 in Plano, Texas. Register today!

ConsumerFi is presented by Nortridge Software: Loan Software That Accelerates Change.

And special thanks to The National Automotive Finance Association: The only trade association exclusively serving the nonprime auto finance industry.


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